Credit Report Errors

A difficult financial situation can be made much worse by errors in your credit report, and these errors are more common than you think: one study from February 2013 found that out of 200 million Americans who had credit reports, up to 40 million (about 20%) had errors in their reports. These included mixed credit files, public records mistakes, incorrect employment reports, incorrect collection amounts, and identity theft.

It is highly recommended to obtain your free copy of your credit report on an annual basis to ensure its accuracy, as errors can significantly harm your credit score, and the Fair Credit Reporting Act (FCRA) allows you to submit a dispute for investigation and receive results within thirty (30) days in most cases.

If you believe that a credit reporting bureau has not taken the necessary steps to correct errors on your credit report, contact an experienced attorney for a free consultation.