Driver’s License Reinstatement and Chapter 7

If you’re struggling financially and have too many unpaid debts, it is possible to have your driver’s license suspended until those debts are paid off even if they are not traffic-related; such debts include personal injury claims, alimony, and unpaid child support.

Depending on the types of debt you have (not all debts are dischargeable in bankruptcy), filing for Chapter 7 bankruptcy with the help of an attorney could result in having your license reinstated. Most types of monetary damages owed for auto accidents or other personal injury claims can be discharged, while damages owed for DUI-related accidents or willful/malicious injury to persons or property cannot be discharged. If the debt is serious enough to justify a suspended license by itself, it is less likely to be discharged in Chapter 7.

Chapter 7 can be a complex process, and the assistance of an experienced bankruptcy attorney is essential to ensure that you understand what you won’t be able to discharge while successfully discharging as much of your debt as possible. If your license has been suspended due to excessive debt, your attorney will also help you understand your potential courses of action to have it reinstated in a timely manner.

If you are struggling financially and considering filing for Chapter 7 bankruptcy, you’re not alone. Contact an experienced bankruptcy attorney today for a free consultation.